How SpotMe pays you: Recursos formula, bracket-based commission (15–25%), tax withholdings tied to your RFC, 15-day transfer window, and CFDI obligations.

As a Host on SpotMe Now (Anexo A) you collect payments through the Site. SpotMe acts as a limited collection agent and digital intermediation service provider. Stripe processes payments. Payment made by the Depositante through the platform is considered made to the Host.

What lands in your account each month is what we call Recursos:

Recursos = Contraprestación − Tarifa de Servicios − Tarifa de Procesamiento − IVA withheld − ISR withheld

The commission depends on the Space’s monthly price. It applies to the price before IVA. The higher the price, the lower the percentage:

Above $30,000 MXN per month, deals are considered SpotMe Pro (Anexo B), an off-Site model operated by an affiliated broker. SpotMe Pro requires an explicit request by the Host; it is not automatic.

When applicable tax law requires it, SpotMe withholds IVA and ISR from your income before transferring Recursos. Your RFC determines the rates:

If you don’t provide an RFC or it’s invalid

This is why keeping your RFC up to date matters: not providing it significantly increases withholdings and reduces your net income. Withholdings can be credited against provisional payments or annual returns, and in certain cases may count as final tax. Confirm with your accountant.

SpotMe transfers your Recursos within 15 calendar days from when the Contraprestación is collected, except in cases of operational validations, chargebacks, refunds, fraud reviews, or banking clarifications permitted under Anexo A.

You issue the CFDI to the Depositante for 100% of the Contraprestación, even though you receive a smaller net amount. The Tarifa de Servicios and Tarifa de Procesamiento are charges SpotMe invoices to you separately.

SpotMe collects and makes available the fiscal data the Depositante provided through the Site. If they don’t provide it, you may issue a global CFDI (público en general) following the tax practice validated with your accountant.

Beyond issuing the CFDI, you must upload it to the Site. Required documents:

CFDIs within the same issuance deadlines; refund receipts within 3 calendar days of the transfer.

SpotMe makes available through the Site the CFDIs it issues to you for Tarifa de Servicios, Tarifa de Procesamiento and, when applicable, the withholdings CFDI and payment information you need to comply with your tax obligations.

Cancellations: you issue the refund, not SpotMe

On SpotMe Now, refunds to the Depositante are executed by the Host, not by SpotMe. When an operation is cancelled with a refund due, you’ll receive an email with the refund amount and the Depositante’s CLABE. Your obligations: make the transfer, issue the credit note, and upload both proofs to the Site within the applicable deadline.

Don’t accept payments outside the platform

Receiving payments in cash, by direct transfer, or through channels other than the Site violates the Terms and Conditions. SpotMe can only apply withholdings, issue CFDIs, calculate commissions, and mediate disputes for operations that go through the platform.

 §6 (Payments) and §7 (Invoicing). On the deposit, see 

Guía operativa de pagos para Anfitriones: cómo se calculan tus Recursos, la comisión por bracket, retenciones de IVA e ISR según RFC y el plazo de 15 días para recibir tu dinero.

Host Payments